Are You Covered? Car Shipping Insurance Quiz
Know exactly what's covered before the truck arrives.
About 45 seconds · 4 questions
The short answer
Every FMCSA-licensed carrier must carry cargo insurance, which covers damage caused by the carrier during transport. It does not cover personal items inside the vehicle, pre-existing damage, or acts of nature in most policies. AutoTransport AI offers optional TrustedTransport protection up to $200,000 for a flat $99 per vehicle.
Key facts
- Carrier cargo limits commonly range from $100,000 to $250,000 per load, not per vehicle.
- Personal belongings inside the vehicle are not covered.
- Damage claims start with the Bill of Lading condition report.
- Supplemental TrustedTransport coverage is $99 flat per vehicle, up to $200,000.
1. What is the vehicle worth?
2. Does your own auto policy stay active during the move?
3. Is the vehicle rare or hard to replace?
4. Do you have recent photos documenting current condition?
Answer all 4 questions to see your result.
Frequently asked questions
Is my car insured while it's being shipped?
Yes. Every FMCSA-licensed carrier must carry cargo insurance covering damage caused during transport. Optional TrustedTransport coverage adds up to $200,000 for $99 per vehicle.
What isn't covered during auto transport?
Personal items left inside the vehicle, pre-existing damage noted on the Bill of Lading, and mechanical failures unrelated to transport.