Shipper's Interest Transit Insurance

What's Covered

Coverage applies during the entire transit period — from loading at origin to delivery at destination.

• Direct physical loss or damage during transit
• Theft and total loss protection
• Loading, carriage, unloading & temporary stops
• Towing fees from covered damage
• Up to 5 days storage fees from covered damage
• Undeliverable vehicles — coverage extends up to 10 days
• Route deviations & reasonable delays

Vehicle Valuation

In the event of a covered loss, your vehicle is valued at the lesser of:

Repair claims are based on reasonable fair market repair costs, not exceeding the insured value.

What's Not Covered

Standard exclusions apply — review the full policy for complete details.

• Preexisting damage, wear and tear, or concealed damage
• Personal property or loose items inside the vehicle
• Extreme weather events (hurricanes, tornadoes, floods, earthquakes, wildfires)
• Electrical/mechanical breakdown (unless caused by insured peril)
• Diminished value after repair
• Recreational vehicles, motorcycles, trailers, boats
• Vehicles with ACV exceeding $200,000
• Shipping costs, duties, taxes, or consequential losses

Claims Process